(with TaxAct) TaxAct is the best overall tax app because it offers reasonable prices and a robust free package. While it isn't technically an "app," the web interface is responsive and works well on desktop, tablet, or smartphone.
- Easily import last year’s tax data even if you used a different provider
- Most robust free option out of all providers
- Pay for tax filing with your refund
- No expense tracking
- State filing is extra, even for the free package
- The user interface isn’t as seamless as other tax apps
TaxAct stands behind its offering. If the software makes a calculation error on your filing, the company will reimburse you up to $100,000 in IRS penalties and interest. In addition, your filing is free if you receive a higher refund using a different product thanks to its Maximum Refund Guarantee.
Other benefits include importing last year's tax return information by uploading the PDF—even if you didn't use TaxAct. Plus, if you refer a friend, get a $20 Amazon gift card, and they get 20% off.
Do-it-yourself TaxAct Express packages include:Free $0 + $39.99 per state filed | Deluxe $29.99 + $39.99 per state filed | Premier $69.95 + $39.99 per state filed | Self-Employed $69.99 + $39.99 per state filed |
---|---|---|---|
W-2 income for simple filers | Everything in Free | Everything in Deluxe | Everything in Premier |
Unemployment income | Itemized deductions | Stocks gains and losses and other investments | Freelance income, including 1099-NEC |
Retirement income | Adoption credits | Home sale | Business and farm income |
Child tax credits | Child and dependents care | Rental property income | Personalized business deductions |
Earned income credits | Student loan interest | Royalty and Schedule K-1 income | Depreciation calculation |
Expenses for dependents and current students | Mortgage interest | Foreign bank and financial accounts | Year-round planning resources |
Import prior-year tax info | Real estate taxes | 1099-K income and expenses | |
Personalized TaxPlan | Health Savings Accounts (HSA) | ||
Free account and technical support |
(with QuickBooks) If you’re a business owner, it’s best to use a tax app specifically meant for your tax situation. QuickBooks Self-Employed is a tax app offering business expense tracking and tax filing. You can even make your quarterly estimated tax payments right through the app.
Track business expenses and mileage on-the-go
- Authorize access for your accountant or tax advisor
- Estimate what you owe the IRS and pay quarterly through the app
- Easy to accidentally duplicate data between uploading and syncing transactions
- Smaller banks and credit unions may not have syncing capability
- Doesn’t offer inventory tracking or payroll
QuickBooks is a leader in accounting software, and its Self-Employed app integrates seamlessly with TurboTax. With this app, you can track both personal and business expenses, mileage, and you can even send and track invoices making it the best for business owners.
It has 4.7 stars in the and 3.8 stars in the store, and you can also access the app using its web interface. Some reviewers complain about glitches using the app, while others enjoy how the app allows tracking of both personal and business expenses. QuickBooks Self-Employed doesn’t offer inventory tracking, so business owners with larger operations may need QuickBooks Online instead of the self-employed version. There are three QuickBooks Self-Employed packages available:Self-Employed $20/month | Self-Employed Tax Bundle $30/month | Self-Employed Live Tax Bundle $40/month |
---|---|---|
Separate business and personal expenses | Everything in the Self-Employed package | Everything in the Self-Employed Tax Bundle |
Maximize your Schedule C deductions | Pay quarterly estimated taxes directly from QuickBooks | Talk to a CPA |
Calculate quarterly estimated taxes automatically | Transfer info directly into TurboTax to file taxes | Receive unlimited help and advice year-round |
Track mileage automatically | Includes one state and one federal tax return filing | Have a CPA do a final review of your tax return |
(with H&R Block) H&R Block Tax Prep and File is the best tax app for live support because it offers Online Assist, where you can receive unlimited help from tax experts 24/7 during the tax season. You can even upload all your documents into the app and have a tax professional file your taxes for you.
- Starts at $55 to receive unlimited help from tax experts, enrolled agents, and CPAs 24/7 during the tax season
- Upload your documents and a tax professional will do your taxes for you using Tax Pro Go
- Digitally store receipts, returns, donations, and other tax documents
- One of the more expensive apps available because you must pay for Online Assist
- No expense tracking
- Peace of Mind audit support only matters if H&R Block made the mistake
Find the app in the (4.8 stars) and on (4.5 stars). Otherwise, use its web interface to file your taxes. Pay for your tax filing fees by using your tax refund for a $39 fee.
Guarantees include the following:- No Surprise Guarantee: Receive 20% off next year’s tax filing if the app fails to provide upfront transparent pricing, transparent process, free audit assistance, and free mid-year check-in review.
- Maximum Refund Guarantee: If you have a higher refund through another app, your H&R Block filing is free.
- Audit Support Guarantee: Should you receive an audit notice from the IRS, H&R Block will let you know how to respond to the notice—for free. Or purchase Worry-Free Audit Support for help if you have an in-person audit.
- 100% Accuracy Guarantee: H&R Block will reimburse up to $10,000 in penalties and interest in the event the software makes an error.
Free Online $0 | Deluxe $35+ $37 per state filed | Premium $65 +$37 per state filed | Self-Employed $85 + $37 per state filed |
---|---|---|---|
Earned Income Credit (EITC) | Everything in Free Online | Everything in Deluxe | Everything in Premium |
Deduct student tuition, payments, and loan interest | Digitally organize all of your tax docs for up to six years | Report stocks, bonds, and other investment income (Schedule D) | Claim small business expenses |
Report retirement income | Access live phone or chat tech support | Claim rental income & deductions (Schedule E) | Report all business deductions and asset depreciation |
Have a Health Savings Account (HSA) | |||
Deduct real estate taxes and home mortgage interest | |||
Organize contract, freelancing, gig work, and other self-employed income | |||
Live expert help and "AI Tax Assist" |
(with TurboTax) With TurboTax, you can receive up to $4,000 as a refund advance within three hours of IRS acceptance of your tax return. You can also auto-import and auto-fill data by taking a picture with your phone, so it’s perfect if you need to file fast.
- Take a photo of your W2, and the app inputs the info in the right forms
- Access up to $4,000 of your tax refund after one minute of IRS acceptance of your return using Refund Advance
With an Employer Identification Number, the app may be able to auto-import your W2 information without taking a photo
- More expensive than most tax apps if your taxes aren’t simple
- Constant upsell offers
Even if you use the Free Edition of TurboTax (for simple tax returns only, not all taxpayers qualify), you’re entitled to the maximum refund guarantee. If you receive a larger refund with another app or a smaller tax burden, you will get your federal and state filing fee back. If you used the Free Edition, you’ll get $30 under the guarantee.
TurboTax offers an option to pay for your tax filing software using your tax refund, so you don’t pay anything up-front to file your taxes through them. However, there’s a $40 fee to do this. Otherwise, you can pay your filing fees with a credit card or checking account.
With Refund Advance, filers can access up to $4,000 of their refund as an advance as one minute after the IRS accepts the return. There are no loan fees, and it’s 0% APR (although you will need to open a checking account with CreditKarma). There are three TurboTax packages available on both the mobile and web interface if you’re doing the taxes yourself:Free Edition $0* | Deluxe $39 + $39 per state filed | Premium $89 + $49 per state filed |
---|---|---|
Prep, print, and e-file your taxes | Everything in the Free edition | Everything in the Deluxe edition |
Take a photo of your W2 for auto-input | Search over 350 deductions and tax credits | Covers stocks, bonds, and other investments |
Receive mortgage and property tax deductions | Auto-import investment income | |
Deduct donations | Covers rental property income and deductions | |
Tips and guidance for freelancers, small business owners, and contractors |
(with YNAB) Traditionally thought of as a budgeting app, You Need a Budget (YNAB) is a great tool to track your ongoing expenses. When it’s time to file taxes, simply download a to share your spreadsheet of income and expenses with your tax preparer, or you can do it yourself.
- Offers video tutorials, articles, and free online courses
- Available via an app and through your browser
- Can sync transactions with your bank and investment accounts
- Steep learning curve
- No built-in tax filing—you must export a CSV file into outside tax filing software
- Must manually upload transactions if your bank isn’t supported
The Bottom Line
While most tax apps don’t offer expense tracking, many make it easy to file your taxes right from your mobile phone. If you have a complex tax situation, you’ll need to pay for advanced packages. However, if you’re a simple filer, almost every tax app available offers a free option that can help you.According to the IRS, the average tax refund in 2023 was $3,167. To ensure the biggest refund possible, it’s important to check for every tax deduction and credit available to you. Online and mobile tax apps make this easy.
Compare Providers
Tax App | Why We Chose It | Key Benefit |
---|---|---|
Best Overall | Reasonable prices and a comprehensive free package | |
Best for Business Owners | Track expenses and send invoices | |
Best for Live Support | Access tax pros 24/7 during the filing season | |
Best for Fast Filing | Auto-fill and import data using your phone, then receive a refund advance within three hours of IRS acceptance | |
Best for Ongoing Expense Tracking | Track income and expenses by syncing or uploading transactions |
Frequently Asked Questions (FAQs)
Which Tax Software Gets You The Biggest Refund?
Most tax software has a maximum refund guarantee, where your filing is free if your refund is higher using other software. However, to maximize your tax refund, take advantage of every possible deduction and tax credit offered by your software. Examples include the earned income credit (EIC), child tax credit, and home mortgage interest deduction (HMID).
What Happens After You File With a Tax App?
You can check the status of your return using the IRS tool. Expect to receive your refund within 21 days provided there are no errors or issues. To receive your refund quicker, set up direct deposit. If you owe money, you have until the tax filing deadline to pay unless you file for an extension.
Do You Need a Mobile Tax App?
How Does a Mobile Tax App Work?
Some mobile tax apps help track your expenses, receipts, and mileage year-round, while most only offer the ability to file your taxes. Input or upload your W2 information, check for credits and deductions, and e-file your taxes right on your mobile phone.